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My 4 Walls

Wednesday, November 14, 2018

5 Tips to Keep Your Closing Date

Posted by: Jordan Pickering on Wednesday, November 14, 2018 at 6:00:00 am Comments (1)

5 Tips to Keep Your Closing Date

Even the most well-intentioned buyers and sellers can have closing delays pop up seemingly out of nowhere. As a buyer, you're ready to get into your new home, and sellers are equally (if not more) ready to reap the financial benefits of their sale. Together, the buyer and seller will settle on a closing date with the help of the buyer's real estate agent and the seller's listing agent. But sometimes, this date has to be pushed back.

I experienced this personally, and the reason was literally one for the record books: The city where I live was covered in inches snow for the first time in 30 years. The weather fiasco meant the roof replacement that was supposed to take place before closing—a repair contingency the seller was required to take care of—couldn't happen. It also meant I had to negotiate with the tenants taking over my lease where I was renting and beg them to let me stay a little bit longer. In the end, it all worked out. And while, in my case, there probably wasn't anything I or the sellers could've done to keep our original closing date, there are ways in which a homebuyer can maintain control and get the keys on time. Here are a few tips:

Sunday, November 4, 2018

What is Escrow?

Posted by: Jordan Pickering on Sunday, November 4, 2018 at 6:00:00 am Comments (0)

What is escrow?

You don’t have to live in Portland to appreciate this highly relatable “Portlandia” sketch. Here, the show’s main characters Fred and Carrie watch a fictional video called “Escrow 101” where the try to understand the origins and meaning of this word to frustrating (and hilarious) effect.

Sunday, October 28, 2018

Central Indiana Quarterly Foreclosure Report

Posted by: Jordan Pickering on Sunday, October 28, 2018 at 6:00:00 am Comments (0)

Q3 - 2018 Update

Foreclosures inventory for Q3-2018 decreased by 58.4 percent to 109 units, continuing the encouraging trend of rapid yearover-year drops. The market share of foreclosure inventory is 1.3 percent.

Sunday, September 30, 2018

5 Red Flags That Could Sink a Home Inspection

Posted by: Jordan Pickering on Sunday, September 30, 2018 at 6:00:00 am Comments (1)

You’ve found the perfect house, located right near that cool new shopping area and the best schools. It even has the right number of bathrooms! Swoon. It's time to sign the paperwork and move in ... or is it?

Up until now, you’ve likely been blinded by the sparkling granite counters and the hardwood floors in every room. (Squee!) But before you blindly forge ahead, you'll want to get a home inspection—and before that, you'll want to check the house yourself for any red flags that might make an inspector tell you this particular piece of real estate could be more trouble than it's worth. Check out these warning signs —and what they may take to fix (brace yourself).

Wednesday, September 26, 2018

REALTOR® Safety

Posted by: Jordan Pickering on Wednesday, September 26, 2018 at 6:00:00 am Comments (0)

September is REALTOR® Safety month and a great time to remember the importance of staying alert and aware. We have all heard it, but how prepared are you? Fortunately, REALTORS® have many tools specific to keeping you safe and MIBOR has compiled a list of free resources available to our members.

Sunday, September 23, 2018

The Ultimate Guide to Popular Architectural Styles: From Mid-Century Modern to Mediterranean

Posted by: Jordan Pickering on Sunday, September 23, 2018 at 6:00:00 am Comments (0)

One of the first things that capture a home shopper's attention is the architectural style of a house. Like price and square footage, the design of a house is one of the major factors that go into their decision to tour—and maybe even buy—a home.

In the United States, a plethora of architectural designs exists from coast to coast. Some styles are region-specific, while others can be found in neighborhoods all around the country.

Whether you're trying to identify a particular style or determine which one suits your taste the best, the list of popular architectural styles below will help you sort it all out.

Sunday, September 16, 2018

5 Tiny Details That Make or Break How Great Your Kitchen Looks

Posted by: Jordan Pickering on Sunday, September 16, 2018 at 6:00:00 am Comments (0)

It’s the small, personal things that tie a room together, and your kitchen is no different. In this final installment of our Dream Kitchen Remodeling Guide, we talk about the last little touches you need to fill the heart of your home.

Wednesday, September 12, 2018

What is Placemaking?

Posted by: Project for Public Spaces on Wednesday, September 12, 2018 at 6:00:00 am Comments (0)

‘Placemaking’ is both an overarching idea and a hands-on tool for improving a neighborhood, city or region. It has the potential to be one of the most transformative ideas of this century.

Saturday, September 1, 2018

On the Topic of Safety: How Much Do Alarm Systems Affect Resale?

Posted by: Jordan Pickering on Saturday, September 1, 2018 at 6:00:00 am Comments (0)

Home alarm systems can be particularly hard to calculate into resale value or return on investment (ROI) because their job is to prevent loss rather than achieve gains. You purchase a home alarm system with the hope that you never need to use it.

The reality is that a burglary is reported to police every 14.5 seconds. But robbery isn't the only thing that alarms can save you from. Smart alarms can detect smoke and hazards.

More than ever, homeowners want to feel safe in their homes. A built-in alarm system may be just what it takes to get your house off the market.

Sunday, August 26, 2018

7 Tips for Staging Your Home

Posted by: Jordan Pickering on Sunday, August 26, 2018 at 6:00:00 am Comments (0)

Make your home warm and inviting to boost your home’s value and speed up the sale process.

The first step to getting buyers to make an offer on your home is to impress them with its appearance so they begin to envision themselves living there. Here are seven tips for making your home look bigger, brighter, and more desirable.

Sunday, August 19, 2018

Don’t Be One of Those Homeowners Who Goes Over Budget on a Renovation

Posted by: Jordan Pickering on Sunday, August 19, 2018 at 6:00:00 am Comments (0)

Almost half of homeowners go over budget when doing a remodel, according to a report from home improvement site Houzz. A more alarming stat: Only one in five comes in under budget. Here’s how to be of them.

Wednesday, August 15, 2018

How Long Should You Live in Your Home? 6 Signs It's Time to Move On

Posted by: Jordan Pickering on Wednesday, August 15, 2018 at 9:00:00 pm Comments (1)

Think that sounds shockingly short? Or way too long? The fact is, people's reasons for selling their home are different, as are their time frames.

Still, there are some common threads—financial and emotional—that lead us to call it quits on our home and move on to the next one. And you don't always see them coming.

Read on for some telltale signs it's time to start packing your bags (and when you should settle in for the long haul).

Sunday, July 29, 2018

The Most Common Rent-to-Own Scams—and How to Not Get Taken for a Fool

Posted by: Jordan Pickering on Sunday, July 29, 2018 at 6:00:00 am Comments (0)

On the surface, rent-to-own deals can seem like a great idea. If you have shaky credit or lack sufficient financing, a rent-to-own plan can allow you to work toward homeownership. 

The premise is simple: You pay monthly rent toward the purchase of the home, and at the end of the set term, you’ll own the property. Sounds perfect, right? But beware: The rent-to-own landscape can be a minefield of scams and deceptions designed to take your money—and leave you in the dust.

Sunday, July 22, 2018

A Disaster of Epic Proportions? 6 Things You're Buying That Are the Wrong Size

Posted by: Jordan Pickering on Sunday, July 22, 2018 at 6:00:00 am Comments (0)

Of course you buy queen sheets for your queen bed, even though you yearn for a king. And you don't have eight chairs at your kitchen table for four—that would just be crazy.

You started learning about size and scale when you were a tot, trying to wedge those round wooden pieces into square holes. But scale—especially as it applies to interior design and decor—is more than an elementary concept. And if you screw it up? It'll look as if you live in a circus funhouse. (Which isn't as much fun as it sounds.)

Don't beat yourself up—even the pros struggle a bit with scale. And furniture store showrooms are part of the problem, making it hard to imagine how that Pinterest-perfect sofa will actually look in your not-so-Pinterest-perfect living room

Sunday, July 15, 2018

Fact or Fiction? Six Down Payment Myths You Should Stop Believing Immediately

Posted by: Jordan Pickering on Sunday, July 15, 2018 at 6:00:00 am Comments (0)

If you're thinking about buying your first home, that pesky down payment has probably kept you awake more than a few nights. We get it—while a pre-approval is crucial for determining your buying power, it's the down payment that shows you mean business.

Sunday, July 8, 2018

How to Be a Savvy Open House Guest

Posted by: Jordan Pickering on Sunday, July 8, 2018 at 6:00:00 am Comments (0)

Anyone who has taken a super-posed selfie knows that a picture doesn’t always tell the whole truth. Professional listing photos can make small rooms look spacious, make dim rooms bright, and mask other flaws of a home — but you don’t know any of that until you actually see the house yourself.

So, before you start viewing, follow these tips to get prepared. 

Sunday, July 1, 2018

Why choose a REALTOR®?

Posted by: Jordan Pickering on Sunday, July 1, 2018 at 6:00:00 am Comments (0)

This is a #flashbackfriday to a post our very own Lacey Everett authored back in 2014 because we think it's pretty darn important topic. What's the value of a REALTOR®? We can tell you (and then you can see it for yourself) !

Most individuals looking to buy or sell a home know that the first step in the process is securing a trusted REALTOR® to act as their expert guide along the way. For over a century, REALTORS® have subscribed to the National Association of REALTORS® Code of Ethics. They are constantly continuing their education on the complex and always-changing world of real estate laws and regulations and have the connections to help make your dream a reality.

Sunday, June 17, 2018

Six Organic Lawn Care Myths That Could Be Destroying Your Yard

Posted by: Jordan Pickering on Sunday, June 17, 2018 at 6:00:00 am Comments (0)

You buy organic food. You opt for all-natural cleaning products. You favor herbal remedies over any kind of prescription meds. So it stands to reason that you’ll apply this same “keep it real” philosophy when it comes to your yard. You want to treat it like nature intended—i.e., without harsh chemicals.

But just how well do all of those easy-peasy, chemical-free lawn care strategies actually work? Let’s break down the myths you've heard—and talk about what's true instead.