Buying a home can be one of the best investments of your life depending how you prepare for it. REALTORS® can assist every step of the way to make sure you understand the total cost of homeownership and everything that goes into it, such as mortgage payments, property taxes, insurance, and maintenance so you can confidently know you can afford your purchase. They can explain the different types of mortgages available, such as fixed-rate, adjustable-rate, FHA, and VA loans, as well as any down payment resources you are eligible for, to help you choose the best option for your unique situation. They have trusted relationships with reputable lenders to connect you with the right lender to help you understand the pre-approval process and increase your chance of securing a favorable loan.